PURCHASE ON INSTALLMENT

A smart financing offer with Moki3 | Inbank | Mokilizing

You can buy the desired goods or the entire basket of goods especially conveniently and quickly by purchasing in installments. All you need to do is select the items you want and we will offer you the most reasonable financing offer. We provide the service together with our partner INBANK | MOCILIZER.

You can choose this payment when choosing how to pay for goods with

MakeCommerce Payments .

🏪 Add items to cart -----> 🗾 Enter your shipping address -----> 💶 Select payment method "MakeCommerce Payments" -----> 💻 In the window that opens, select the payment method "MOKI3" -----> Sign a leasing agreement and within 3 months pay without any increase!

The minimum value of the shopping cart to choose this payment method is 70 euros.

Pay with in 3 months without any price increase!!!

*If the customer is unable to pay within 3 months, he can do so within 24 months.

How does the Moki3 service work?

A consumer credit agreement is concluded with the customer for 24 months. for the period in which the MOKI3 discount will be provided. So, if the customer wants to take advantage of the discount and decides to pay over a longer period of time, he will be able to do so within 24 months. Of course, you can always exercise your right to pay earlier than the contractual term.

Does MOKI3 apply to a specific item or to the entire shopping cart?

The MOKI 3 discount applies to the entire shopping cart. The minimum amount of the basket is 75 euros.

Will the product become more expensive when paying with MOKI 3?

If you decide to take advantage of the MOKI 3 discount provided for in the consumer credit agreement and fulfill its conditions - if all three installments are paid on time, the customer will not be subject to the interest and contract fee provided for in the agreement, so the price of the product will not increase.

How much will you need to pay each month?

After concluding a consumer credit agreement with a MOKI 3 discount, it will be possible to pay in three months by paying equal installments. If the customer does not want to take advantage of the discount, he will have to repay the consumer credit according to the terms of the contract - within 24 months, making payments according to the schedule provided for in the contract. Of course, the customer has the right to cover the consumer credit earlier than the term stipulated in the contract. You can always find the amount of your contribution by logging on to Savitarna's website www.mokilizingas.lt/savitarna .

What if you miss a MOKI 3 installment or want to pay over a longer term?

If the customer misses the MOKI 3 installment, according to the terms of the contract, he must pay within 24 months. The consumer credit agreement, which includes the MOKI3 discount, is concluded for 24 months. for the term. The customer is not obliged to take advantage of the offered MOKI3 discount - regular installments can be made according to the schedule of regular installments of the contract, drawn up for 24 months.

For example, a product is purchased for 120 EUR. With MOKI 3, the customer pays 3 times for 40 EUR in three months. After paying the first installment of EUR 40, but deciding to cover the remaining amount of the contract over a longer term. Then the customer should miss his 40 EUR payment at the end of the 2nd month - in this case, it will be considered that the right to a discount according to MOKI 3 is no longer valid, the amount paid by the customer will be considered as an early repayment of part of the loan and the installment payment schedule will be recalculated for him. We will provide the recalculated schedule to the client by e-mail. by post In this case, the regular payment, including interest and contract fee, will be 5.40 EUR, and the total payable amount will be 158.80 EUR.

 

Why does the customer have to sign a contract with AS INBANK BRANCH, even though he buys goods via hugogo e-mail? in the store?

In order to pay for the product in installments and be able to take advantage of the MOKI3 discount, a consumer credit agreement is concluded. This service is provided by our partner AS Inbank branch, so the contract is concluded with this company.

Why is 24 months specified in the contract? lease agreement schedule?

MOKI 3 is a proposed discount on contract interest and contract administration and other fees. The contract, which includes the MOKI 3 discount, is concluded for a period of 24 months. The contract includes both the MOKI 3 discount schedule and the 24-month contract term schedule. If the customer wants to take advantage of the discount, he must make payments exactly according to the MOKI 3 discount schedule. If you do not want to take advantage of the discount and decide to pay within 24 months. term - payments are made according to the installment schedule of the contract.

Are returns possible?

Returns are processed as usual. ``We will return the required refund amount to the customer or the leasing company.

Where can a customer find information about their concluded contracts?

Customers can find all information about concluded contracts and monthly payments by logging on to Savitarna's website http://www.mokilizingas.lt/savitarna .

Which persons can use the online installment purchase service?

• Those who receive a salary according to an employment contract;
• Those receiving permanent benefits paid by Sodra (pensions, allowances, etc.);
• Pensioners of ministries (receiving pensions paid by ministries).
• Farmers, self-employed persons.